Article, Videos, Public sector

The turn of the year brings changes to municipal insurance in Finland

9 Sep 2024

From the beginning of 2025, the organisation of TE services and integration services will be transferred from the state employment and economic development offices to the municipalities. At the same time, the related insurance obligation will also be transferred to the municipalities.

Article, Cyber insurance, Business Insurance

Cybercrime - how to protect yourself effectively

20 Aug 2024

Data breaches are common, even in small local businesses. Check out our expert tips on how to prepare for cyber threats!

Article, Well-being at work, Personnel risks, Risk management

Optimising occupational health services for economic well-being

8 May 2024

Analysing occupational health services and insurance at the same time can bring significant savings and service improvements.

Insight

We help you in the right direction

COVID-19 Bankruptcies – how to ensure your company’s cash flow

Article, Credit insurance

When the COVID-19 pandemic hit the world, economists predicted a worldwide bankruptcy wave, which would topple companies in every country. In the worst case, insolvencies would increase worldwide by even more than 30 %. Fortunately, this bankruptcy wave never materialised.

Moni yritys jättää myyntisaatavansa vakuuttamatta

Many companies leave their receivables uninsured

Article, Credit insurance, Business Insurance

Receivables can account for up to 30% of a company’s balance sheet, but many companies have no insurance cover for them at all. Credit insurance provides coverage against potential payment defaults of your clients.